With the release of our 2015 version of VinNOW, credit card information is no longer handled or stored in the VinNOW software system, eliminating many of the cumbersome PCI validation requirements.
VinNOW offers fully integrated credit card processing, through TSYS Merchant Solutions, to keep your work secure, smooth and easy. Rather than processing cards in a disconnected system, VinNOW keeps it all fully automated and connected from within the VinNOW screens.
Payment card information is passed to TSYS, using point-to-point encryption. The cards are stored in the processor's secure vault and tokens are returned to your VinNOW database allowing wine club processing and card-on-file transactions without storing any sensitive payment card data in your system.
This fraud-reduction technology seeks to protect card issuers, merchants and consumers from losses due to the use of counterfeit and stolen payment cards at the point-of-sale. EMV Smart Cards are embedded with a chip that interacts with a merchant's card reading device, helping to ensure the card is valid and belongs to the user. This chip technology is virtually impossible to duplicate. The technology also assists in insulating developers from complex device driving and card brand certifications.
Point-to-Point (P2P) encryption is designed to render cardholder data virtually unreadable, encrypted at the device. Merchants are unable to view card numbers after the swipe or hand-key. Both of the providers chosen by VinNOW have certified devices that employ P2P Encryption technology so you can rest assured your customers' data is secure.
Cardholder data is replaced by digital "tokens" based on this technology. The sensitive data is stored in the more secure system at the processor level rather than in the your VinNOW environment.